New parents can get free diapers, formula, wipes and baby gear by mail from brands and registries, if they sign up in the right places. Here is where to request genuine free baby samples, and how to avoid the sign-up traps.

Car giveaways run every month, from car brands, radio stations and charities. Most are legitimate, but the odds are long and the tax bill is real. Here is how to find real car sweepstakes, enter smartly, and know what winning actually costs.

Gift cards sell below face value on resale sites, at warehouse clubs and through cashback deals, but the market has real fraud risk. Here is where to buy discounted gift cards safely, what discounts to expect, and the red flags to avoid.

Moving points from a bank program to an airline or hotel partner can double their value, or waste them entirely. Here is how transfers work, which partners give the best value, and the mistakes that burn points.

TopCashback and Rakuten are the two biggest cashback portals, and both claim to pay the most. The truth depends on the store, the rate, and the payout method. Here is a head-to-head comparison on real rates, reliability and payouts.

Banks pay $200 to $500 or more to new customers who open an account and meet simple requirements. Here is how bank bonuses work, which offers are genuinely worth it, and the fine print that trips people up.

A debt consolidation loan is a single personal loan you use to pay off several debts, leaving one fixed monthly payment. It is worth it when the new loan's total cost, including fees, is lower than what your current debts will cost.

Shoppers decide in seconds whether a listing is worth their money, and the description does most of that work. A good prompt pack helps you write descriptions that sell, without starting from a blank page.